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I found this bag this week while looking for a comp to a Corporette coffee break — and couldn’t believe the price. The bag looks well constructed, soft, has nice colors, is reversible, and is only $52… Amazing. It comes in about five colors, all reversible. Neiman Marcus Snake-Embossed Trimmed Reversible Tote Bag
Sales of note for 9.10.24
(See all of the latest workwear sales at Corporette!)
- Ann Taylor – 30% off your purchase
- Banana Republic Factory – Up to 50% off everything + extra 20% off
- Boden – 15% off new styles
- Eloquii – $29 and up select styles; up to 50% off everything else
- J.Crew – Up to 50% off wear-to-work styles; extra 30% off sale styles
- J.Crew Factory – 40-60% off everything; extra 60% off clearance
- Lands’ End – 30% off full-price styles
- Loft – Extra 40% off sale styles
- Talbots – BOGO 50% everything, includes markdowns
- Target – Car-seat trade-in event through 9/28 — bring in an old car seat to get a 20% discount on other baby/toddler stuff.
- Zappos – 26,000+ women’s sale items! (check out these reader-favorite workwear brands on sale, and some of our favorite kids’ shoe brands on sale)
Kid/Family Sales
- Carter’s – Birthday sale, 40-50% off & extra 20% off select styles
- Hanna Andersson – Up to 50% off all baby; up to 40% off all Halloween
- J.Crew Crewcuts – Extra 30% off sale styles
- Old Navy – 40% off everything
- Target – BOGO 25% off select haircare, up to 25% off floor care items; up to 30% off indoor furniture up to 20% off TVs
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And — here are some of our latest threadjacks of interest – working mom questions asked by the commenters!
- The concept of “backup care” is so stupid…
- I need tips on managing employees in BigLaw who have to leave for daycare pickup…
- I’m thinking of leaning out to spend more time with my family – how can I find the perfect job for that?
- I’m now a SAHM and my husband needs to step up…
- How can I change my thinking to better recognize some of my husband’s contributions as important, like organizing the shed?
- What are your tips to having a good weekend with kids, especially with little kids? Do you have a set routine or plan?
Cdn lawyer says
Question about ASOS maternity…
They have some really good online sales right now, and the free shipping to Canada is really appealing! However I am only 7 weeks along and don’t exactly need to be buying maternity clothes yet. Any thoughts on how often these types of sales happen? Thanks!
Pogo says
Trying to compare insurance plans since it’s Open Enrollment season, and we plan to get pregnant in the next year.
Does anyone have a good reference, or their own list, of all the appointments and procedures you underwent during pregnancy? I want to make a spreadsheet to compare all the plans available to me through mine and my husband’s work. It seems to easy to say, “just get the one that covers the most” but of course the premiums and co-pays are higher for those plans, so it’s not so cut and dry.
All the plans are accepted by my PCP and OBGYN and hospital where I plan to deliver; it’s more a matter of running the numbers (say, 10 x office visit copy + 5 x imaging workups + 3 x blood workups + inpatient hospital delivery + 10 extra prescription co-pays, etc) and seeing when all is said and done which will be cheaper.
HM says
Going in, we estimated hitting our deductible ($5000, I believe), so we maxed out the health care savings (which also had a company match), and went with the plan that had the best “max out of pocket” ($10,000) and co-insurance. Watch out for that “max out of pocket” because certain things our excluded.
(For example, the stand-by OB who never even came into the OR during my emergency C-section was not a preferred provider, and we were responsible for $500 of his bill.) There were also things that were covered, but that we had to pay co-insurance on, even though we hit our deductible, since we had not hit our max out of pocket. Truly, it was very confusing. We have Aetna, and their concierge service stepped us through all of the charges, and what we were responsible for, and how “deductible” and “max out of pocket” and “co-insurance” didn’t necessarily mean the things we thought they did. (Don’t get me started on the need for actual healthcare reform… starting with “if the hospital accepts your insurance, all of the hospitalists ought to, as well!)
All in, I think we spend $7,500 out of pocket ($3,000 from healthcare savings, $1,500 from company match, and $3,000 truly “out of pocket”). Granted, I was in the ante-partum ward, with an emergency C-section and baby had a month long NICU stay.
(former) preg 3L says
For comparison — we also had Aetna when my daughter was born; she was delivered naturally 10 minutes after we arrived at the hospital (so no meds or surgery costs) and we went home the next day (and I’m not AMA). She had no complications and my regular OB happened to be at the hospital when we delivered, so the only doc I saw was my regular one. We spent $6,000 out of pocket.
I’m fairly confident that no matter how much you try to compare costs, you’ll wind up hitting your deductible and then some, so I’d go with the lowest deductible and lowest out-of-pocket max that you can get.
Meg Murry says
I think this may also depend on what region of the country you are in and the hospital raters there. In my case, we also had Aetna in a low COL area, and my doctor happened to be the in-house doctor that day. I was induced but had otherwise no complications and we did NOT hit our $5000 deductible. We had a High Deductible Plan with an HSA, and we maxed out the HSA contributions – but since they roll over and we didn’t use them all, now we have that HSA money as an emergency medical fund. I wouldn’t go with maxing out an FSA unless you have other medical expenses you would be willing to use it on, as that is use-it-or-lose-it money.
The calculators I went through we used 2 scenarios – what we you have no complications, and what if we have a total medical emergency disaster – and how much are we willing to pay for the peace of mind that we won’t be bankrupted if we wind up with million dollar NICU bill?
One thing that others have pointed out to watch out for is the “out of network out of pocket max”. I would never go with a plan that had that as unlimited, because if you are in the middle of an emergency you aren’t going to say “Wait, is the specialist that is about to do emergency brain surgery in-network?”
The other place that got sticky for us was that my pregnancy with my older son spanned 2 calendar years – due to other medical issues we hit the deductible the year I got pregnant, but then it reset before he was born in the beginning of the next year.
(former) preg 3L says
In my HIGH-COL area, OBs don’t bill for any of the pregnancy appointments until delivery, so that it’s all billed in one calendar year.
ANP says
+1 to (former) preg 3L’s approach. There are too many possible ways a pregnancy can go to predict the exact costs. You’re better off taking a broader look at your annual healthcare costs overall.
KJ says
Under my plan everything baby-related was classified as prenatal care or as the birth. I paid nothing for prenatal care including office visits, ultrasounds, and lab work. I paid a hospital admission co-pay for the birth and nothing more, although I had to pay a second co-pay when I was re-admitted to the hospital for c-section complications. So you might want to look at how the plans categorize things because it might not matter how many of each thing you have.
It’s had to say exactly what you will need during pregnancy, though. If you have certain risk factors you could need extra lab work, office visits, or ultra sounds. My baby was measuring large, so I had a bunch of extra ultrasounds. I went past my due date, so I had extra midwife appointments for a nonstress test. My friend had gestational diabetes so she had tons of extra lab work. And different providers will have different standards for how often you need to come in and how/what tests you should do.
Tunnel says
My insurance is like this too. But I’ve needed extra labwork, which is beginning to add up.
Pogo says
Thanks so much for the thoughts guys- this was exactly what I was looking for. I need to really drill down about my deductible plan, because it has 0% co-insurance, so you’d think once you hit your deductible, you’re done. But there is that “max out of pocket” – I just need to be sure that all jives.
I have the option to use one of my husband’s plans, which has no deductible, but might have a co-insurance on certain things, higher co-pays or premiums, etc. That’s why I was curious about actual specifics- thanks guys!
Meg Murry says
I think in addition to costs, its even more important to look at which doctors and hospitals are under which plan. Do you have an OB now, or plan to use one associated with your gyn office? If so, you should make sure the doctor and the doctor’s preferred hospital (if they have privileges at more than one) are in network. Cheap insurance isn’t helpful if you can’t find doctors you like that take it (as we discovered the year we went for the cheap dental insurance)
In House Lobbyist says
I think we ended up paying $2500 out of pocket but I probably had $3500 or so in man FSA and employer spending account. That was a scheduled c-section. Another thing to look at is the baby will also have separate nursery and medical charges so baby may have a dexductible to meet if you don’t meet the family deductible. I also made sure the hospital and hospital doctors were also covered under my insurance. Other charges could be pediatrician charges for hospital visit, lactation consultants, and the first year is jammed back with dr visits for shots and checkups. My hospital also gave a 1% discount if you paid your expected contribution before leaving the hospital.